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New Jersey home health care

Questions & Answers with Vadim Cherdak, PhD, CSA
Certified Senior Advisor

Q: I'm 78 years old, living alone, and I need someone to help me in the morning to shower and get dressed. Will Medicare pay for Home Health services?  

A: Unfortunately, the answer is "no".

Medicare covers some home health care only if the patient's condition is serious and only if all of the following conditions are meet:

  1. A doctor prescribes medical care at home;
  2. The patient requires on-going skilled nursing or physical therapy;
  3. The patient is homebound.

There are other options for acquiring home health care: private pay, long-term care insurance and a number of different state programs.  However, the eligibility for state programs is based on your personal situation and is approved on a case by case basis. If you would like more information regarding state and federal programs available for seniors please call us at Affinity.





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